A smiling woman wearing a striped shirt reclines in a dental chair while a dentist holds a clipboard and pen, preparing to write.
Payment & insurance

Straightforward coverage.

We accept all major Canadian insurance plans and we accept CDCP, so the only thing you have to think about is your appointment.

why choose us

Dental care can feel different.

A considered visit is clear, personal, and never rushed. We make room for questions and shape care around your comfort.

01

Share your details

Bring your card to check-in or send the basics ahead. One short conversation is all it takes.

02

We verify coverage

We confirm what your plan includes and note any annual maximums or eligibility details.

03

You receive care

We walk you through the plan in person before any procedure begins - no surprises.

04

We submit the claim

We bill your insurer (or the CDCP) electronically on your behalf.

05

You pay only the rest

If your plan covers it all, there's nothing more to pay. If not, you cover only the remaining balance.

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Government coverage

Canadian Dental Care Plan (CDCP)

Luminara Dental is a participating CDCP provider. If you've received your eligibility letter from Sun Life, we can see you as a CDCP patient.

We verify coverage

We confirm what your plan includes and note any annual maximums or eligibility details.

Bring your details

Bring your Sun Life member ID and government ID to your appointment.

We bill CDCP directly

Our front desk submits your claim to CDCP — you're only responsible for anything outside the plan's coverage.

Private insurance

We direct-bill most major providers

Bring your insurance card to your appointment and our front desk will submit the claim on your behalf. You're responsible only for what your plan doesn't cover.

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Paying directly

No insurance? Still welcome.

We believe everyone deserves good dental care. If you don't have coverage, we accept cash, debit, Interac e-Transfer, and all major credit cards, and we're glad to talk through payment options for larger treatments so cost doesn't stand in the way.

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Visit

Come say hello

Luminara is a small practice by choice. Scheduling is handled without a queue, the room is quiet, and the person who treated you last time is the person treating you today. When a technique or a material makes a procedure more comfortable, we bring it in.

Address

1539 Stittsville Main Street, Unit 4
Stittsville, ON K2S 2Z9

Hours

Mon-Fri : 9:00AM - 5:00PM
Sat : 8:30AM - 2:00PM
Sun : Closed

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faq

Asked and answered.

The things people ask on the phone before they book — written out properly, so you don't have to ask them.

Are you accepting new patients?

Yes — new patients of every age are welcome, and we're taking bookings now. Call (613) 836-1333 or email the office and we'll find you a time, usually within the same week.

What should I bring to my first visit?

  • Your insurance details, if you have coverage
  • A list of any medications and supplements you take
  • Recent x-rays from a previous dentist, if you can get them sent over
  • Anything you've been worrying about, written down — people forget once they're in the chair

If you don't have any of it, come anyway. We'll sort it out from here.

How long does a first appointment take?

Plan for about an hour. That covers a full exam, any x-rays we need, a periodontal check, an oral cancer screening, and time to actually talk through what we found. If a cleaning fits the same day, we'll do it — otherwise we'll book it close by.

Do you see children?

We do, and we're glad to book families together. A first visit for a young child is short and mostly about them getting comfortable in the room — counting teeth, looking at the tools, sitting in the chair. Nothing happens that we haven't explained to them first.

Do you accept my insurance?

We accept most traditional insurance plans — call the office and we'll confirm yours specifically. Our staff verifies your coverage, submits pre-estimates where it's useful to know the number in advance, and files your claims so you're reimbursed.One thing worth understanding: your policy is a contract between you and your insurer, not between us and them. We'll do everything we can to maximise what you get back, but the terms are theirs.

Will I know the cost before treatment starts?

Always. You get the options and the costs in writing, with your insurance portion estimated, before anything begins. If we find something unexpected mid-treatment, we stop and talk to you rather than carrying on and adding it to the bill.

How can I pay?

Cheque, cash, or major credit cards. You can also call the office to make a payment or to talk through your options if the timing is difficult — it's a conversation we have often and there's no awkwardness in it.

What if I have no insurance at all?

You're just as welcome. We'll give you the full cost up front and, where there's more than one clinically sound way to treat something, we'll tell you what each one costs and let you decide. Plenty of our patients pay out of pocket.